An Industry Insider’s Guide to ATM Paper

An increasing amount of our banking transactions occur online. We visit the ATM less often than in the past. Yet, we still rely on money for most transactions. Inevitably, when we visit an ATM, we’ll make a money withdrawal and get a printed receipt that verifies the transaction.

Probably half of us check the numbers on our ATM receipts before throwing the receipt in the trash. But for a bank, ATM paper is important. If you are involved in ATM paper procurement, you’ll have to purchase receipt papers periodically. Here are three important facts to consider when making your purchase.

What Makes ATM Paper Special?

ATM paper, also known as thermal paper, is coated with a special material that changes color when exposed to heat. When this coating is exposed to higher temperatures, which is above the melting point of the coating, the dye reacts with the acid in the coating. As a result, the ATM paper changes color.

Most of the time, ATM paper has blue, red, or black dyes. The paper is heated where the font should appear. You will see the text on your receipt where the heat has been applied to the paper.  Manufacturers use stabilizers to help set the color so it doesn’t run on the ATM receipt.

What’s The Best Place To Buy Receipt Paper?

Manufacturing ATM paper rolls is straightforward. Manufacturing units with the right machine and material can start the production process very cheaply. ATM paper is a high volume low-cost product. Most banks and companies that manage ATM use local manufacturers for their ATM paper rolls.

ATM paper is one of those products that is supplied by a limited number of companies. It’s expensive to purchase the equipment to produce thermal paper, and the profit margins are quite low. Moreover, once a company has found a good supplier of receipt paper, they tend to stay with the company.

While you can purchase ATM paper from foreign paper producers, it makes more sense to purchase the paper locally. The low cost of production means that transportation is often the biggest expense. Due to this, you will normally find local manufacturers based around major urban centers throughout the country.

How Should You Store Thermal Paper Rolls?

As we learned that the coating on ATM paper changes its form when exposed to heat, naturally, you should store your ATM receipt paper in a cool and dark space. The ideal humidity is somewhere around 45-65%. The temperature where you store your rolls should be no more than 25 degrees. A cool dark locker is a logical place to store your ATM paper.

It’s important to check the humidity and temperature of the storage place as the season changes over a year. For instance, an increase in humidity can result in your ATM paper getting damp. Any damp will impact the quality of the printing of your receipt paper, which is an expense.